PET Insurance

Protecting your pet’s health while safeguarding you from unexpected veterinary expenses.

Protect Their Health. Protect Your Peace of Mind.

Pet Insurance provides financial protection against veterinary expenses arising from illness, accidents, injuries, and in some cases, preventive care. It allows pet parents to focus on care and recovery without worrying about sudden medical costs.

Key Coverages under Pet Insurance:

Accidental Injury Cover

Treatment for injuries due to accidents

Surgery & Hospitalization

Comprehensive cover for advanced medical and surgical care.

Third-Party Liability

Legal liability arising from injury or damage caused by the pet

Illness Cover

Hospitalization and treatment for illnesses and diseases

OPD Expenses

Consultation, diagnostics, and medicines (if opted)

Death Cover

Compensation in case of accidental death (policy-specific)

Sum Insured Options:

Depends on the pet’s breed, age, and medical background

Annual limits with sub-limits on specific treatments

Add-On Covers:

OPD & Preventive Care

Vaccination & Health Check-ups

Boarding Expenses (during pet parent hospitalization)

Theft / Lost Pet Cover

Long-term or hereditary illness cover

Frequently Asked Questions

What pets are covered under Pet Insurance?

Primarily dogs and cats; coverage depends on insurer guidelines.

At what age can a pet be insured?

Usually from 3 months up to 7–10 years, depending on the insurer.

Are pre-existing illnesses covered?

No. Pre-existing conditions are generally excluded.

Are hereditary or breed-specific illnesses covered?

Some policies cover them after a waiting period.

Can I choose my own veterinarian?

Yes. Most policies allow treatment at any licensed veterinary clinic.

What happens if my claim exceeds the sum insured?

Any excess amount must be borne by the pet owner.

Contact us

We’re here to simplify insurance, one conversation at a time.

Whether you need a fresh insurance programme, a second opinion on your existing cover, or support with a claim, our team is ready to help. Reach out to us through any of the channels below and we’ll get back to you as quickly as possible.

Why Reach Out To Kapalin?
What happens next?
1

We Schedule a call at your convenience 

2

We do a discovery and consulting meeting 

3

We prepare a proposal 

Schedule a Free Consultation