Focus
The pharmaceutical industry operates in a highly regulated, quality-sensitive environment where even minor disruptions can lead to significant financial and reputational loss. From manufacturing facilities and cold chain logistics to product liability and clinical trials, pharma businesses face unique and evolving risks that require specialised insurance solutions.
Key Risks Faced by Pharmaceutical Companies
- Fire, explosion and contamination in manufacturing facilities
- Product recall due to quality defects or regulatory non-compliance
- Breakdown of critical machinery and refrigeration equipment
- Transit damage to temperature-sensitive drugs and raw materials
- Product liability claims from adverse effects or labelling errors
- Directors & Officers liability from regulatory investigations
- Cyber risks from data breaches affecting patient and research data
- Business interruption from production halts or supply chain disruption
Insurance Solutions We Offer
- Property Insurance (Fire & Allied Perils)
- Workmen Compensation & Employer's Liability
- Product Liability Insurance
- Clinical Trial Insurance
Why Choose Kapalin as Your Trusted Partner?
Pharmaceutical risks are technical, multi-layered and compliance-driven. Kapalin Insurance Broking brings deep underwriting expertise and a clear understanding of GMP environments, cold chain logistics and regulatory frameworks like CDSCO and FDA guidelines.
We work with 25+ insurers to design integrated programmes that cover property, liability, transit and specialty risks under one cohesive structure. From policy placement to claims advocacy—especially in complex product liability and recall scenarios—we stand by you with technical clarity and hands-on support.
With 120+ years of combined team experience and a 97% client retention rate, we do not just issue policies; we build long-term risk partnerships that evolve with your business.
