Why us

Why Kapalin Insurance Broking?

Because the right broker makes all the difference when it’s time to claim.

We combine deep technical expertise, multi-insurer access and hands-on claims support to make insurance truly work for you.

Technical Expertise You Can Trust

Insurance is only as good as its wording. Our leadership brings strong underwriting, broking and claims experience, backed by professional qualifications like AIII and ACII (London). We read the fine print so you do not have to—and ensure your cover is structured correctly from day one.

Tailored Solutions, Not One-Size-Fits-All Policies

Your risks are unique. We analyse your business, assets and existing covers, then design solutions across 25+ insurers that match your risk profile, budget and regulatory requirements. The result: relevant, gap-free protection instead of generic, copy-paste policies.

We Stand by You at Claim Time

The real test of insurance is how it responds during a loss. From documentation and coordination to negotiation with insurers, we stay by your side throughout the claim process, helping you achieve faster, smoother and more transparent settlements.

How we do it

We follow a structured, transparent approach to every engagement:

Understand & Diagnose
We start with a detailed discussion on your operations, assets, people and existing policies. This helps us identify real exposures, overlaps and gaps.
Design & Place
Using our technical knowledge and access to multiple insurers, we design a clear programme—comparing wordings, limits, deductibles and premiums—before placing cover with the most suitable insurer(s).
Service & Support
Post-placement, we assist with endorsements, renewals, audits and claims. Our team stays accessible, ensuring your insurance programme evolves as your business and life change.

Our impact

Over the years, Kapalin Insurance Broking has grown through trust, referrals and consistent delivery.

10,000

active customers trusting us with their insurance needs

120

years

of combined team experience in insurance and broking

insurers

partnered with, across life and general insurance

97%

customer retention rate, year on year

Partners

Recognized by the best

Strong solutions need strong partners. Kapalin works closely with 25+ leading insurance companies in India, giving our clients access to a wide range of products, wordings and price points.

By maintaining robust relationships with insurers, we are able to negotiate better terms, customise coverage and support faster resolution of claims. Our partners bring the capacity and products; we bring the insight, advocacy and alignment with your best interests—so you get the best of both worlds.

We’re here to simplify insurance, one conversation at a time.

Whether you need a fresh insurance programme, a second opinion on your existing cover, or support with a claim, our team is ready to help. Reach out to us through any of the channels below and we’ll get back to you as quickly as possible.