Health Insurance

Protect your health and savings from rising medical costs.

Health Insurance That Puts Your Wellbeing First

Health insurance helps you manage unexpected medical expenses without draining your savings. Our health plans are designed to cover hospitalisation, surgeries, day-care treatments and more, so you can focus on recovery instead of worrying about bills. With options for individuals, families and senior citizens, we help you choose a plan that matches your health needs, budget and lifestyle.

Coverage for hospitalisation, surgeries and day-care procedures

Pre and post-hospitalisation expenses covered as per policy terms

Cashless treatment at a wide network of hospitals

Options for maternity, newborn and critical illness add-ons

Tax benefits under applicable sections of the Income Tax Act

Frequently Asked Questions

What does a standard health insurance policy cover?

Typically hospitalisation, room rent, surgeries, medicines, diagnostics and day-care procedures, as per policy terms.

Can I cover my entire family under one policy?

Yes, family floater plans cover spouse, children and sometimes parents under a single sum insured.

Are pre-existing diseases covered?

Yes, but usually after a waiting period. The duration and conditions vary by insurer and plan.

What is cashless hospitalisation?

It allows you to get treated at network hospitals without paying upfront; the insurer settles bills directly.

Is there any tax benefit on health insurance?

Premiums are eligible for tax benefits under applicable sections of the Income Tax Act, subject to limits.

How should I choose the right sum insured?

Consider city of residence, family size, lifestyle, existing cover and expected medical costs.

Contact us

We’re here to simplify insurance, one conversation at a time.

Whether you need a fresh insurance programme, a second opinion on your existing cover, or support with a claim, our team is ready to help. Reach out to us through any of the channels below and we’ll get back to you as quickly as possible.

Why Reach Out To Kapalin?
What happens next?
1

We Schedule a call at your convenience 

2

We do a discovery and consulting meeting 

3

We prepare a proposal 

Schedule a Free Consultation