Protect Your Leadership with Directors & Officers’ Liability Cover
Directors & Officers’ (D&O) Liability Insurance protects the personal assets of company directors, officers and key decision-makers against claims arising from alleged wrongful acts in managing the company. Shareholder suits, regulatory investigations, employee claims or creditor actions can put leadership at risk. D&O cover helps pay defence costs, settlements and judgments, allowing leaders to take decisions with confidence.
Coverage for defence costs, settlements and judgments
Subsidiaries can be covered
Protection against claims from shareholders, employees, regulators and creditors
Option to include entity securities coverage
Worldwide jurisdiction options, subject to policy terms
Frequently Asked Questions
Who is covered under a D&O policy?
Directors, officers and sometimes key managerial personnel acting in managerial capacities.
What types of claims does D&O insurance cover?
Alleged wrongful acts like misstatements, negligence, breach of duty and regulatory violations.
Does D&O cover fraud or criminal acts?
Intentional fraud and criminal acts are typically excluded.
Is the company itself covered under D&O?
Some policies include entity coverage, especially for securities claims, depending on structure.
Do private and unlisted companies need D&O?
Yes, they face employee, creditor and regulatory claims, not just shareholder suits.
Can ex-directors be covered for past actions?
Yes, policies usually cover past, present and future directors for acts during the policy period.
