Stay Safe Online with Personal Cyber Insurance
Personal Cyber Insurance shields you from financial and reputational damage caused by cyber incidents such as phishing, identity theft, online fraud, data theft and social media misuse. As our lives move online, a single click on a malicious link can lead to significant loss. This cover helps you recover financially and provides expert support to manage and resolve cyber incidents.
Coverage for financial loss due to online banking and payment fraud
Coverage for cyberbullying, defamation and privacy breaches (as per policy)
Protection against identity theft and misuse of personal information
Support for data restoration and IT consultation
Legal assistance and advisory services in covered incidents
Frequently Asked Questions
What risks does personal cyber insurance cover?
Online banking fraud, phishing, identity theft, data breaches, cyberbullying and more, as per policy.
Does it cover UPI and wallet frauds?
Many policies cover losses from UPI, net banking and card transactions; check specific inclusions.
Is social media account hacking covered?
Yes, some plans cover misuse, defamation and privacy breaches via hacked accounts.
Do I need technical knowledge to use this policy?
No, insurers provide helplines and experts to guide you during a cyber incident.
What should I do immediately after a cyber fraud?
Block accounts/cards, change passwords, file a complaint and notify the insurer as soon as possible.
Is there a waiting period for cyber claims?
Usually no medical-style waiting period, but incidents before policy inception are not covered.
