Enterprise Cyber Insurance for Always-On Business Protection
Business Cyber Insurance protects organisations from financial and operational impact of cyber incidents such as ransomware, data breaches, network outages and cyber extortion. It covers incident response costs, legal liabilities, regulatory fines where insurable, and loss of income due to system downtime. With increasing digital dependency, cyber insurance is now a core part of enterprise risk management.
Coverage for data breaches, malware and ransomware attacks
Third-party liability for privacy and network security failures
Incident response team support: IT forensics, legal and PR
Cyber extortion and digital asset restoration coverage
Frequently Asked Questions
Which businesses need cyber insurance?
Any organisation using digital systems, handling data or online transactions benefits from it.
Does it cover ransomware payments?
Many policies cover extortion payments and negotiation costs, subject to legal and policy conditions.
Are regulatory fines and penalties covered?
Some fines may be covered where insurable by law; specifics depend on jurisdiction and policy.
Does cyber insurance replace strong IT security?
No, it complements security controls; insurers often require minimum cyber hygiene standards.
What is included in incident response services?
IT forensics, legal counsel, PR, notification to affected parties and crisis management.
How is the cyber insurance premium calculated?
Based on industry, revenue, data volume, security posture and desired limits.
