Focus
The petroleum industry handles highly flammable and hazardous materials across refining, storage, transportation and retail distribution. With significant capital investments, strict regulatory requirements and catastrophic loss potential, petroleum businesses require specialised, high-limit insurance programmes that address property, liability, environmental and operational risks.
Key Risks Faced by Petroleum Companies
- Fire, explosion and toxic release in refineries and storage facilities
- Tank farm leakage and environmental contamination
- Machinery breakdown in refining equipment, pumps and pipelines
- Transit damage to crude oil, refined products and LPG
- Public and environmental liability under statutory regulations
- Business interruption from refinery shutdowns or supply disruptions
- Cyber risks affecting SCADA systems and operational technology
- Terrorism and sabotage threats to critical infrastructure
Insurance Solutions We Offer
- Property Insurance (Fire, Explosion & Special Perils)
- Machinery Breakdown Insurance
- Marine Cargo Insurance
- Public Liability Insurance
- Directors & Officers (D&O) Liability Insurance
- Cyber Insurance
- Workmen Compensation Liability
- Oil & Gas Package Policies
Why Choose Kapalin as Your Trusted Partner?
Petroleum industry risks are high-severity, highly regulated and require specialised underwriting. Kapalin Insurance Broking brings deep technical expertise in structuring oil & gas programmes, navigating Public Liability Act compliance and managing environmental exposures.
Our team has experience working with refineries, storage terminals, distributors and retail networks. We help you access specialised insurers, negotiate high limits and structure layered programmes that cover property damage, business interruption and catastrophic liability scenarios.
Backed by 120+ years of combined experience and relationships with 25+ insurers, we provide end-to-end support—from risk surveys and policy placement to claims management and regulatory documentation. When the stakes are this high, you need a broker with proven expertise.
