Focus
The chemical industry handles hazardous materials, high-temperature processes and complex supply chains, making it one of the most risk-intensive sectors. From fire and explosion to environmental liability and transit risks, chemical businesses require robust, multi-line insurance programmes that address both operational and regulatory exposures.
Key Risks Faced by Chemical Companies
- Fire, explosion and toxic release from manufacturing processes
- Storage tank leakage and environmental contamination
- Machinery breakdown in reactors, distillation units and pumps
- Transit damage to hazardous and bulk chemicals
- Product liability from harmful or mislabelled substances
- Public liability under the Public Liability Act, 1991
- Business interruption from plant shutdowns or supply disruptions
- Cyber risks affecting process control systems and data
Insurance Solutions We Offer
- Property Insurance (Fire & Special Perils)
- Public Liability Insurance
- Marine Cargo Insurance
- Machinery Breakdown Insurance
- Directors & Officers (D&O) Liability Insurance
- Workmen Compensation Liability
- Cyber Insurance
- Environmental Liability Insurance
Why Choose Kapalin as Your Trusted Partner?
Chemical industry risks demand technical precision and regulatory awareness. Kapalin Insurance Broking understands the nuances of hazardous material handling, Public Liability Act compliance and environmental exposures.
Our team has extensive experience structuring integrated programmes that cover property, liability, transit and specialty lines across multiple insurers. We help you navigate complex policy wordings, exclusions and sub-limits so your cover is gap-free and claim-ready.
Backed by 120+ years of combined experience and relationships with 25+ insurers, we provide end-to-end support—from risk assessment and placement to claims negotiation and regulatory documentation. When risks are high, you need a broker who understands both the chemistry and the clauses.
