Experience You Can Rely On
Simple, transparent and stress-free insurance solutions backed by deep technical expertise.
Understand Your Risk
We start by listening. Our team analyses your business, lifestyle and existing policies to identify real risks, gaps and priorities—before suggesting any product.
Design the Right Cover
Leveraging our technical underwriting knowledge and access to multiple insurers, we structure clear, comprehensive solutions that match your risk profile, budget and compliance needs.
Support You at Every Claim
When a claim arises, we stand beside you—from documentation to negotiation—so you experience faster, smoother, stress-free claim settlements.
Design the Right Cover
Leveraging our technical underwriting knowledge and access to multiple insurers, we structure clear, comprehensive solutions that match your risk profile, budget and compliance needs.
Support You at Every Claim
When a claim arises, we stand beside you—from documentation to negotiation—so you experience faster, smoother, stress-free claim settlements.
Why choose Kapalin Insurance Broking? Because we combine deep technical expertise with a genuinely customer-first approach. Led by seasoned professionals with strong underwriting and claims experience, we don’t just sell policies—we design solutions that actually work when you need them. With access to 25+ insurers and 10,000+ active customers, we’re able to compare, negotiate and structure covers that fit your risk profile, not a generic template. From the first risk discussion to claim settlement, our team stays by your side, simplifying complex terms, removing surprises and making insurance a safe, trustworthy and stress-free experience.
The Principles Behind Every Policy We Recommend
Integrity First
We act in your best interest—always. Transparent communication, clear documentation and honest advice guide every recommendation we make.
Customer-Centricity
We listen before we suggest. Every solution is designed around your risk, not around a pre-decided product or quota.
Technical Excellence
We invest in deep product knowledge and regulatory understanding so that your cover is not just cheaper, but correctly structured and future-ready.
Reliability in Every Moment of Truth
We measure ourselves by how we perform when you need us most—during claims, audits and renewals—not just at the time of sale.
A team built on experience
Kapalin Insurance Broking is led by professionals who have worked across underwriting, broking, surveying and client servicing. Our Promoter Director, Karan Mulchand Nagda, brings specialised qualifications from the Insurance Institute of India (AIII) and the Chartered Insurance Institute, London (ACII), along with hands-on experience in handling small, medium and complex claims.
This blend of technical depth and on-ground execution allows our team to translate complex policy wordings into practical, easy-to-use protection for individuals, SMEs and large enterprises alike.
Better together
We believe the best insurance programmes are built collaboratively—between clients, insurers and a broker who understands both risk and reality. At Kapalin, we bring all three together.
By combining your knowledge of your business with our technical expertise and strong insurer relationships, we create solutions that are not only compliant on paper but effective in real-world situations.
Whether you are an individual, a growing startup or an established enterprise, we are here to partner with you for the long term—reviewing, refining and strengthening your protection as your needs evolve.
