Focus
The textile industry operates across multiple stages—from fibre processing and spinning to weaving, dyeing, printing and garment manufacturing. Each stage involves significant capital investment in machinery, high stock values and complex supply chains. Fire, machinery breakdown, transit damage and labour-related risks are constant concerns that require tailored insurance solutions.
Key Risks Faced by Textile Companies
- Fire and explosion in spinning, weaving and dyeing units
- High-value stock of raw materials, work-in-progress and finished goods
- Machinery breakdown in looms, spinning frames, dyeing machines and boilers
- Transit damage to fabrics, garments and export consignments
- Business interruption from production halts or power failures
- Workmen injuries in high-labour manufacturing environments
- Product liability from defective or non-compliant garments
- Cyber risks affecting ERP, order management and export documentation systems
Insurance Solutions We Offer
- Directors & Officers (D&O) Liability Insurance
- Cyber Insurance
- Electronic Equipment Insurance
- Public & Product Liability Insurance
Why Choose Kapalin as Your Trusted Partner?
Textile manufacturing involves high capital intensity, fluctuating stock values and multi-stage production risks. Kapalin Insurance Broking brings hands-on experience in structuring property, machinery and transit programmes tailored to spinning mills, processing units and garment exporters.
We understand the importance of declaration policies for stock, the criticality of machinery uptime and the complexities of export documentation. Our access to 25+ insurers allows us to negotiate competitive terms, flexible sum insured structures and faster claims settlements.
With 120+ years of combined team experience and a 97% retention rate, we provide end-to-end support—from risk surveys and policy structuring to claims advocacy and renewal reviews. When your production runs 24/7, you need a broker who’s equally committed.
